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FINANCE MADE EASY

At Linders we know there is more to buying a car or van than just the vehicle. We want to make it easy and clear. We will try and find you the best financing package to suit you and your budget whether PCP (Personal Contract plan), hire purchase or lease purchase.

We deal with all the domestic banks and finance houses so we can get you the money.

Finance Application Form

Home Owner
Living With Parents
Tenant
Full Time
Part Time
years
months
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By submitting this application you are giving us permission to submit your data to multiple fiance companies for the purposes of securing finance. You are also agreeing to join our marketing mailing and contact lists.

All fields are required

What is a  PCP?

A PCP is a Personal Contract Plan, it makes buying a car easier with lower repayments, lower deposit required,  and flexibility at the end of your contract.  With a PCP you are only paying back a smaller portion of the borrowing.

How it works?

A PCP is generally over a 36 months period but some can be over 24 months.  The buyer is required to submit a deposit, the deposit is deducted from the value of the car.  Linders will then provide a guaranteed future minimum value (GMFV) of the car.  The GMFV is the expected car's value at the end of the loan term. You as the buyer will only have to pay an affordable monthly repayment.  At the end of your agreed term 24 or 36 months you are left with 4 options:

Option 1. Hand the keys back and walk away from the car
Option 2. Sell the car
Option 3. Pay the guaranteed future minimum value as agreed at the beginning of your contract and the car is yours
Option 4. Swap the car for a new car.

What are the benefits of a PCP?

 

  • Lower deposit required
  • Lower monthly repayments
  • Shorter repayment terms
  • Option to change cars every 3 years
  • If you change every 3 years your car will always be under warranty
 
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